Terms of Service

Last updated: February 2026

⚠️ Important Disclaimer

Kobo Terminal provides market data and information for educational purposes only. We are not a licensed broker, investment advisor, or financial institution. Nothing on this website constitutes financial, investment, or trading advice. Always consult a qualified financial professional before making investment decisions.

1. Acceptance of Terms

By accessing and using Kobo Terminal, you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

2. Use of Services

Kobo Terminal provides the following services:

Live and delayed stock market data
Stock comparison and analysis tools
Portfolio tracking features
Market news and analysis
Broker comparison services
Newsletter and market alerts

3. User Obligations

When using Kobo Terminal, you agree to:

Provide accurate and truthful information
Maintain the security of your account credentials
Use the service only for lawful purposes
Not attempt to gain unauthorized access to any system
Not interfere with or disrupt the service
Not reproduce, duplicate, or copy any content without permission

4. Intellectual Property

All content, features, and functionality of Kobo Terminal (including but not limited to text, graphics, logos, icons, images, audio clips, and software) are owned by Kobo Terminal and are protected by copyright and other intellectual property laws.

You may not:

Copy or redistribute our content without authorization
Use our trademarks or branding without written permission
Create derivative works based on our content
Use our data for commercial purposes without permission

5. Market Data and Accuracy

We strive to provide accurate market data, but we cannot guarantee:

Completeness, accuracy, or reliability of market data
Continuous data availability
Uninterrupted or error-free service

Market data may be delayed, inaccurate, or incomplete. Always verify information with official sources.

6. Third-Party Links and Services

Our platform may contain links to third-party websites, services, or broker affiliate links. We are not responsible for the content, privacy practices, or terms of third-party services. Your interactions with third parties are governed by their own terms and policies.

7. Affiliate Disclosure

Kobo Terminal may earn commissions from broker signups through affiliate links. This comes at no extra cost to you. We only recommend brokers based on our research and analysis.

8. Limitation of Liability

Kobo Terminal shall not be liable for:

Any investment losses or financial damages
Decisions made based on our data or content
Service interruptions or data loss
Indirect, incidental, or consequential damages

9. Service Changes

We reserve the right to:

Modify, suspend, or discontinue any part of our service
Update these Terms of Service periodically
Change pricing or features without notice

10. Termination

We may terminate or suspend your access to Kobo Terminal at our sole discretion, without prior notice, for conduct that we believe violates these Terms of Service.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Federal Republic of Nigeria.

12. Contact Information

Questions about these Terms of Service? Contact us at:

Email: [email protected]

13. Acknowledgment

By using Kobo Terminal, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and our Privacy Policy.